Gold bars vs jewellery: which is better for saving?
Comparing bars, coins and jewellery on making charges, resale and value.
Bars and ounces
Usually 24K with relatively low making charges, and their value tracks the gold price directly, which suits savers.
Gold coins
Small pieces of known weight, such as the 8-gram 21K gold pound, suitable for saving in small amounts.
Jewellery
Combines adornment and value, but making charges are higher and are usually not recovered on resale.
Tips before buying
Compare the gram price with the price shown here, ask about making charges and buy-back discounts, and keep your invoice.